The Consumer Financial Protection Bureau (CFPB) has proposed delaying the effective date of the Know Before You Owe rule until October 1, 2015. The CFPB touted the change will help with families preparing for the new school year but is more likely due to an administrative error meeting timeline requirements of federal law.
…Home Buyer Tips
Found 28 blog entries about Home Buyer Tips.
Buy a Home Now – Interest Rates May be Rising by Mid Year
When to buy a home” is a decision buyers make that has a direct impact on their mortgage payments and how much house they can afford. Buyers often delay home purchases for a variety of reasons. Some hope home prices will drop, interest rates will decrease, and sometimes they just want to
…Gulf Shores Realty TV Commercial
How Do I Buy a Home?
How do I buy a home is a frequently asked question by home buyers and the answers can help buyers map out a successful strategy to becoming a homeowner. Gulf Shores Realty in Venice, Florida can assist home buyers to understand, plan, and implement that strategy.
Buyers
…Do I Need a Pre-Qualification Letter to Buy a Home?
Yes, you do!
A pre-qualification letter is a letter from a mortgage broker or lender which shows that they have reviewed the borrower’s financials and that they qualify for a loan up to a specific amount. A pre-qualification letter is based on
…FHA 203(k) Loans-Which One is Right for You?
The main reason to secure an FHA 203(k) loan is when the buyers wish to repair, upgrade, or improve the home they are purchasing. FHA 203(k) loans are insured by the Federal Housing Administration (FHA), who have insured more than 40 million mortgages since 1934. The two primary
…Title Insurance Costs in Home Purchases
Title insurance is an essential element in purchasing a home. Home buyers make a substantial emotional and financial investment in their home. Even the most careful and savvy purchasers can fall victim to challenges of their home ownership.
…Moving to Venice Florida | A Survival Guide
Pool Home in Venice Florida
It starts with surfing the web for Venice Florida homes for sale. Then you land on a website like GulfShoresRealty.com and start dreaming. You find yourself looking at Communities, video tours, beaches, community events, and of course Featured Properties. You sign up for a Free Custom
…How Much Did You Really Save?
Inventory vs Price Comparison
The real estate market is constantly changing and strategies on how much to offer when purchasing a home vary in different markets. As the Broker for Gulf Shores Realty, I have seen many buyers refuse to increase their offer a couple of thousand dollars to secure a
…Inventory of Homes Hits Bottom
Inventory of Homes Hits Bottom
The inventory of homes available to purchase in Venice, Florida has been in a serious decline creating a Sellers Market. Other nearby market places are reporting a comparable reduction in inventory. This reduction is causing corresponding price increases. The good news is higher offers
…Venice Florida | A Retirement Hot Spot for Real Estate Investing
Venice Florida: A Retirement Hot Spot for Real Estate Investing
Venice, Florida was named on of the “TOP 15 RETIREMENT HOT SPOTS FOR REAL ESTATE INVESTING” in the United States according to Realty Trac, an authority on real estate
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